Every time you get behind the wheel, you know that you could be involved in an accident. Even though you do your best to avoid trouble, there's no way of knowing if another driver will make a poor decision that puts you in harm's way.
If you are involved in a motor vehicle accident of any kind, there are several steps you should take:
1. Focus on your health
Even though there's a lot going on around you, your health comes first. If you suffered any type of injury, call for an ambulance so that you can receive immediate medical attention.
2. Check on others
If you're uninjured and able to do so, check on your passengers as well as other drivers. You may find that somebody else suffered an injury, in which case you should immediately contact police and call for an ambulance.
3. Exchange information
In most cases, as long as you are not seriously injured, you'll want to exchange information immediately following the accident. This includes name, address, contact details, insurance information, license plate numbers, and drivers' license numbers.
4. Talk to witnesses
Did somebody see the accident unfold? Will he or she be able to provide information in the future that states that you were not responsible? If so, you'll want to collect this person's contact information.
5. Contact your insurance company
As soon as possible, contact your insurance company to discuss the details of the accident. You should clearly explain the facts and make them aware of your injuries. Along with this, don't hesitate to provide a police report.
6. Track your medical treatment and costs
If you suffered any type of injury, it's sure to be accompanied by several medical bills. You should keep track of all treatments, including costs, as this information will come in handy as you file an insurance claim and potentially move forward with a lawsuit.
Final note: Be careful of what you do if an insurance company offers you a quick settlement. Remember, they want your case to go away as quickly as possible. Furthermore, they're in the business of making lowball offers.
When you know what to do immediately after an accident, as well as the days that follow, you'll never find yourself confused and looking for answers. Instead, you can take the right steps in a confident manner.